Private Label
Optimize Private Label Card Programs with End-to-End Lifecycle Management Solutions
Revolutionize your private label card offerings with a secure, scalable platform designed for seamless open-loop and closed-loop card issuance. Our PCI-S3 compliant solution empowers retailers, fintech’s, and financial institutions to manage every stage of the private label card lifecycle—from issuance to customer engagement—with unmatched flexibility and control.
GEMCARDS
Key Features
Comprehensive Private Label Card Management Features
- Dual Open & Closed Loop Support: Effortlessly manage co-branded open-loop cards (Rupay, Visa, Mastercard) and closed-loop store cards on a single platform.
- Centralized Customer & Merchant Management: Streamline customer onboarding, loyalty programs, and merchant/terminal integrations for unified operations.
- Dynamic Product Configuration: Customize card products with configurable fees, spending limits, MCC controls, and tailored billing cycles.
Global Scalability & Card Issuance Flexibility
- Multi-Scheme & Multi-Currency Support: Issue cards across global payment networks and manage multi-wallet balances for cross-border transactions.
- Diverse Card Generation Options: Produce personalized EMV/magnetic stripe cards, virtual cards, or bulk stock cards - all PCI-S3 - compliant.
- Branded Welcome Kits: Enhance customer loyalty with custom-designed card packages and digital onboarding materials.
Tailored Controls for Risk & Compliance
- PCI-S3 Certified Security: Safeguard sensitive data with end-to-end encryption and industry-leading compliance protocols.
- Automated Alerts & Mailers: Trigger real-time notifications for payment reminders, limit breaches, or promotional offers via SMS/email.
Enhanced Customer & Merchant Experiences
- Unified CRM Module: Strengthen relationships with tools for personalized customer support, dispute resolution, and loyalty reward tracking.
- Merchant Portal Integration: Enable partners to monitor transactions, reconcile payments, and manage terminals efficiently.
Data-Driven Insights & Integration
- Advanced Reporting & MIS: Access 50+ prebuilt reports on card usage, redemption rates, and customer behavior with customizable dashboards.
- Seamless System Integration: Connect to POS systems, ERPs, payment gateways, and core banking platforms via APIs for frictionless workflows.
Why Choose Our Private Label Platform?
- Agility: Adapt card programs to market trends with configurable fees, limits, and product designs.
- Global Reach: Support multi-currency transactions and virtual card issuance for digital-first customers.
- Brand Alignment: Deliver cohesive experiences with white-label card designs and branded communications.