Corporate Cards
Empower Corporate Card Programs with End-to-End Lifecycle Management Solutions
Transform your corporate card operations with a secure, scalable platform built for seamless corporate credit and prepaid card issuance. Designed for banks, fintech’s, and financial institutions, our PCI-S3 compliant solution streamlines card lifecycle management, risk control, and global scalability—tailored for commercial clients.
GEMCARDS
Key Features
Comprehensive Corporate Card Management Features
- End-to-End Corporate Solutions: Manage corporate credit cards and prepaid cards on a unified platform, from issuance to account closure.
- Advanced Corporate Management: Assign custom spending limits, MCC (Merchant Category Code) controls, and multi-level hierarchy approvals for granular oversight.
- Dynamic Risk & Credit Controls: Automate configurable APR policies, delinquency workflows, refinancing options, and EMI adjustments to mitigate financial risk.
Global Scalability & Flexibility
- Multi-Scheme & Multi-Currency Support: Issue cards compatible with Visa, Mastercard, and other networks, with multi-wallet functionality for cross-border transactions.
- EMV & Magnetic Stripe Cards: Generate PCI-compliant EMV chip or magnetic stripe cards, plus branded corporate welcome kits for professional onboarding experience.
Tailored Workflows for Corporate Needs
- Customizable Billing & Fees: Set flexible billing cycles, minimum payment rules, and corporate-specific fee structures (annual, transaction, etc.).
- MCC-Based Spending Limits: Restrict card usage by merchant categories (travel, retail, etc.) to enforce corporate policies.
- Automated Alerts & Mailers: Trigger real-time notifications for expense breaches, payment due dates, or policy violations via email/SMS.
Security, Compliance & Integration
- PCI-S3 Certified Platform: Protect sensitive corporate data with bank-grade encryption and compliance.
- Prebuilt Core System Integrations: Sync effortlessly with ERP, accounting software, payroll systems, and existing banking infrastructure via APIs.
Data-Driven Corporate Servicing
- Comprehensive CRM Module: Streamline corporate client relationships with dedicated portals, expense reporting tools, and dispute resolution workflows.
- Real-Time Analytics & MIS: Access 360° insights into spending patterns, card utilization, and delinquency rates with customizable dashboards and reports.
Why Choose Our Corporate Card Platform?
- Agility: Adapt quickly to evolving corporate demands with configurable workflows.
- Global Reach: Support multi-currency transactions and multi-wallet balances for international teams.
- Risk Mitigation: Proactively manage credit exposure with dynamic scoring and MCC-based controls.