Debit Cards
Robust Debit Card Lifecycle Management Solutions
Empower your financial institution with a comprehensive debit card management platform that streamlines issuance, validation, and customer servicing while ensuring PCI-S3 compliance. Designed for seamless integration with core banking systems, our software supports physical, virtual, and hybrid debit card programs.
GEMCARDS
Key Features
End-to-End Lifecycle Management
- Full control over card issuance, activation, renewal, and cancellation.
- Real-time balance validation and transaction processing via core banking integration.
Multi-Currency & Multi-Scheme Support
- Issue debit cards in multiple currencies for global usability.
- Compatible with major payment schemes (Rupay, Visa, Mastercard, etc.) for broad acceptance.
Flexible Card Issuance Options
- Generate personalized or bulk stock cards with EMV, magnetic stripe, or virtual card capabilities.
- Instant activation and tokenization for secure digital wallet integration
Advanced Customization & Security
- Configure fees, transaction limits, alerts, and automated mailers tailored to your policies.
- PCI-S3 certified platform with end-to-end encryption for fraud prevention.
Customer-Centric Servicing Tools
- Integrated CRM module for managing customer profiles, disputes, and transaction histories.
- Generate 50+ real-time MIS reports for compliance audits, spending trends, and operational insights.
Scalable Integration
- RESTful APIs for seamless connectivity with core banking, KYC, AML, and third-party systems.
- Supports hybrid deployments (cloud, on-premise) for agile scalability.
Why Choose Our Debit Card Platform?
- Core Banking Synergy: Direct integration ensures real-time balance checks and transaction updates.
- Multi-Wallet Capabilities: Manage linked accounts, loyalty points, and currency wallets in one dashboard.
- Future-Ready Compliance: Built to adapt to evolving regulatory standards (PCI-DSS, GDPR).