Credit Cards
End-to-End Credit Card Lifecycle Management Solution
Our comprehensive credit card management system streamlines the entire lifecycle of credit card issuance and servicing. Designed for flexibility and scalability, it empowers financial institutions to deliver seamless customer experiences and manage credit products with ease.
GEMCARDS
Key Features
Configurable Credit Card Application Processing & Scoring
- Automate and customize credit application workflows and credit scoring mechanisms.
Credit Management
- Efficient tools for tracking credit limits, usage, and performance across customer accounts.
Account & Product Management
- Create and manage multiple credit card products with configurable parameters and rules.
Flexible APR, Delinquency, Refinance & EMI Management
- Fully configurable interest rates, delinquency handling, EMI conversions, and refinance options.
Multi-Scheme & Multi-Currency Support
- Seamlessly support various card schemes and currencies for global card programs.
EMV & Magnetic Stripe Card Support + Welcome Kit Generation
- Secure card issuance with both EMV chip and magnetic stripe options, along with automated welcome kit generation.
Customizable Billing Cycles, Fees, Limits, Alerts & Mailers
- Define and manage minimum due amounts, fee structures, usage limits, automated alerts, and customer notifications.
Extensive MIS & Reporting
- Gain actionable insights with comprehensive reporting and dashboard tools.
Integrated CRM for Customer Service
- Empower support teams with a built-in CRM module for efficient case handling and communication.
PCI-S3 Compliant
- Built to the highest data security standards for secure card data handling and processing.
Easy Integration with Existing Systems
- Designed for seamless integration with core banking and third-party systems.