

Our Journey
GEMCARDS began its journey in 2014, debuting with a Chilean client through its initial offering - a closed-loop credit card solution. In 2015, the platform entered the Indian market as a VISA-powered travel card, marking its expansion into open-loop ecosystems while 2017 saw us integrating with other major schemes like RuPay and Mastercard.
Since then, GEMCARDS has evolved into a comprehensive card management solution, supporting the full spectrum of prepaid, debit, and credit cards. Driven by deep industry expertise and a commitment to regulatory excellence, the platform has matured into a highly flexible and configurable system, capable of adapting swiftly to both market dynamics and statutory changes.
With a strong foundation in security, compliance, and scalability, GEMCARDS continues to empower institutions to launch, manage, and grow card programs with unmatched efficiency and confidence.
Gemini Software Solutions (GSS): Your Trusted Global Technology Partner.
For over 26 years, Gemini Software Solutions (GSS), a distinguished member of the YBA Kanoo Group, has empowered businesses worldwide with cutting-edge IT solutions across diverse industries. As a leading IT company, we specialize in delivering tailored services across Maritime, Logistics, Travel, BFSI, ERP, as well as Cloud Services and Software Development, ensuring seamless digital transformation for enterprises of all sizes
Established in 1890, the Yusuf Bin Ahmed Kanoo (YBA Kanoo) Group is a cornerstone of reliability, continuity, and dependability in global business. With operations spanning Bahrain, Saudi Arabia, UAE, Oman, Egypt, UK, France, and beyond, we combine centuries-old values with modern innovation to serve industries worldwide.
Global Reach, Local Expertise
As a Bahrain-based multinational conglomerate, YBA Kanoo Group has built a legacy of trust across continents. Our diversified portfolio caters to clients in key sectors, supported by a deep understanding of regional markets and the best global practices.