Seamless Card Lifecycle Management Software
Powering the future of Card Issuance and Payments.
One Platform. Every Card. Complete Control.
Welcome to the next generation of card management technology. Our all-in-one platform empowers financial institutions, fintechs, and businesses with a complete solution for card issuance, lifecycle management, and transaction processing—across prepaid, debit, and credit cards.
Designed for speed, compliance, and innovation, our suite supports seamless integration with global schemes like VISA, Mastercard, and RuPay, while offering cutting-edge tools for fraud prevention, loyalty programs, and corporate expense control.
Explore how our modular, scalable, and regulatory-ready platform is redefining the retail payments landscape.
Platform Components
Card Management System
Transaction Authorization Switching System
Loyalty Management System
Access Control Server
Fraud Monitoring System
Corporate Expense Management System
Clearing & Settlement System
Customer Self Service Portal
Customer Records System
Comprehensive Card LifecycleManagement with GEMCARDS
- Product Management, card application processing, card issuing, card top up
- Transaction authorization, transaction processing and posting, billing, payment processing
- Clearing & Settlement, dispute handling, customer services
- Loyalty and risk management
- Compatible with all popular schemes
GemCARDS
Card Suites
Processing Services
End-to-End Transaction Processing – Secure, Cloud-Based, and Fully Managed
At the heart of our offering is a powerful, fully managed transaction processing service, designed to complement our advanced card management suite. With PCI-DSS compliance and a modern cloud-native architecture, we ensure maximum uptime, high availability, and robust security—without compromise.
Simplifying Issuance. Empowering Processing
Our fully cloud-hosted platform eliminates the need for third-party vendors. Every function across the card lifecycle—from issuance and transaction routing to settlement and compliance—is handled within a single, unified ecosystem.
Why Our Processing Stands Out
- Cloud-Native Deployment: Delivers resilience, scalability, and seamless updates with near-zero downtime.
- No External Dependencies: All card lifecycle operations are handled in-house—ensuring end-to-end control, faster turnarounds, and better compliance.
- Experienced Operations Team: A skilled team ensures smooth, efficient management of all business and card lifecycle operations.
- Dedicated IT Ops Support: Proactive monitoring and swift incident resolution keep you compliant and operational at all times.
Key Features
- Seamlessly manage credit, debit, and prepaid card programs from issuance to retirement with a unified, automated platform. Eliminate operational silos and streamline workflows for faster, error-free processing.
- Launch physical or virtual cards (EMV, magstripe, NFC) effortlessly from a single dashboard. Customize card features, security protocols, and branding while ensuring compliance across all card types.
- Future-proof your offerings with compatibility for EMV-chip, contactless NFC, and magstripe cards. Deliver secure, frictionless transactions for both virtual wallets and physical cardholders.
- Empower global customers with dynamic currency hierarchy management, auto-converting funds at optimal rates. Simplify cross-border spending with real-time balance updates and localized currency preferences.
- Enhance flexibility with instant card activation via real-time liquidity provisioning. Reduce pre-funding risks and improve cash flow efficiency for prepaid and travel card programs.
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